There is no doubt that working from home is not only convenient, but it is a money saver. No more commutation costs, eating lunches out or having to buy the work clothes for making a presentable appearance.
Working from home does have its financial drawbacks, however. It's especially noticeable for folks who live in areas prone to winter storms and cold temperatures. No matter how much you try to conserve, when it comes to heating a home, that's one expense that diligent home workers just can't seem to avoid. After all, who can work with frozen hands?





The internet has made it much easier to start an on online business. Online businesses are perfect for people who want to work from home, such as stay at home parents, retirees, the disabled or even someone who is looking for a more flexible lifestyle.
Do you work from home full-time or part-time? Chances are your homeowner's insurance doesn't cover your home business, or at least not to the extent you need it to. For one thing, insuring just the physical assets of your business (computer, home-office furniture, fax machine, etc.) doesn't encompass every aspect of your business.
When your office is home, there is no clock to punch, no rush hour drive to get as far away from the madness as possible. No, when you work from home, it's all up to you. You can work as little or as much as you like. Unfortunately, most home-workers fall into the two extremes: those who don't work enough, and those who work too much.