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Home Money Matters
Money Matters

From saving money to tips on financing a car.  This section is all about the dough.



How to Locate NY Insurance Continuing Education Classes Online

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Anyone who becomes a licensed insurance agent or broker in the state of New York must take the required number of continuing education credits in order to renew the insurance license.

In the old days the only way to satisfy New York's insurance continuing education requirement was to physically sit in a classroom, listen to the instructor and walk away with the necessary documentation to prove that you took the class.  Fortunately, with the advance in technology and the use of the internet insurance producers now have online options.

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How to Determine the Trade in Value of a Car on Edmunds

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It's not always easy to figure out what you are car's trade-in value is. Edmunds provides a tool that can give you specific information tailored for your car. Armed with the trade-in value for your specific car you stand a better chance of getting a higher trade-in rate than if you walk into a dealership and accept their numbers. Here's how to find the trade-in value of your car using Edmunds.

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Tips for Buying Auto Insurance in Rhode Island

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Proof of Rhode Island automobile insurance became mandatory in 1993. The minimum state required limit for bodily injury is $25,000 per person and $50,000 per accident and property damage limit is $25,000. In order to obtain a two-year registration for your vehicle, in addition to being equipped with the $30 registration fee, you must provide proof that your car is insured for at least the minimum limits required by the state.

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How to Find California Insurance Continuing Education Classes

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California EducationCalifornia insurance brokers and agents must take continuing education classes if they want to maintain and renew their insurance license.

The CE requirements vary depending on type of license.  California has an interesting way of listing their continuing education requirements.  For example, fire and casualty brokers/agents who are licensed after 1992 must complete 25 credit hours each 12 months for the first four years of licensure. The 25 credit hours must include 4 hours of ethics. However, after the first four years, the course hour requirement drops to 24 continuing education credits per two-year license term (including 4 hours of ethics).

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Tips on How to Select Automotive Insurance

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Since car insurance is a compulsory coverage, it is important to select auto insurance that best suits your needs, conforms with the state requirements and fits within your budget. There is no need to simply accept the very first insurance quotation that is offered to you. The number of insurance agents and insurance carriers looking for your business may be overwhelming. Don’t let them pressure you. Take your time for you to just be sure you select the right auto insurance.

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